The Sunday newspaper is a great source of coupons. I find that a good rule of thumb is to purchase one newspaper per family member. Subscribing to the newspapers will save you a LOT of money, plus saves gas and time, if you don’t have to run out every Sunday morning!
Ask your friends and family for coupons. If they get a newspaper but usually throw out the coupons then they’ll probably be happy to give them to you. I have several neighbors who give me their coupons, too.
Search the Internet. There are many great online printable coupons to be found!
Check the store. There are many varieties of coupons that you can find in the store. There are “peelies”, coupons stuck to the front of the item they apply to – as well as “blinkies”, coupons in the little blinking machines in the aisles.
Look in your magazines for the occasional coupon. There is even a magazine dedicated to saving, called All You!
Step 2: Organize your coupons
Envelopes. You can start by clipping and putting them all in an envelope or check file. But once you’ve been couponing for a few weeks you will need something bigger.
File by insert. With this method you just file your inserts by date in a box and use an online coupon database to find the coupon you need. This method doesn’t require much work but you might miss out on deals by not having all of your coupons with you at the store.
Coupon Binder. With this method you would clip all of your coupons and file them in baseball card holders in a three-ring binder. With this method you can carry your binder to the store and have all your coupons with you while you shop. I have never been able to get into the binder thing personally, but a lot of people say this works for them.
Combination systems. I use a combination of envelopes and a file folder. Each aisle has its own envelope, and the envelopes are sorted into an accordion file. This way I can hand an envelope to one of my family members, give them the list, and they can go get what I need while I work on another aisle! My shopping trip times have been cut in half this way.
Step 3: Know your store’s coupon policy
Loyalty Cards. If your store offers a loyalty card then make sure to get one. Some stores only give the sale prices to card-holders. Loyalty cards are Free! Sign up for whatever cards you can get. I keep the key chain tags all on one key ring, which stays in my purse.
Double/Triple coupons. Double/triple coupons is when the store will take your 50¢ coupon and double it making it $1. This is done automatically at the register; you do not have to do anything to take part in this promotion. First, find out if your store doubles coupons. If they do then find out the maximum double value and how many they will double.
My Schnuck’s will double up to 50¢. That means my coupons that are 50¢ and under coupons will double. So, at Schnuck’s my 50¢ coupon is actually worth $1. And they will only double the first four like coupons. So, if I have 10 coupons for 50¢ off of shampoo, only the first four will double. CHECK with your store for their policy.
Stacking coupons. Most stores will allow you to use one store coupon (the discount is provided by the store) and one manufacturer coupon (the discount is provided by the manufacturer) per item.
Internet coupons. Find out if your store accepts Internet coupons. Most will, just check their coupon policy before you go.
Competitor coupons. Some stores will accept competitor’s coupons. Near me, the only store that will do so is Wal-Mart.
Expired coupons. Some stores will accept expired coupons! CHECK FIRST. Otherwise you can donate your coupons to overseas Military families!
Step 4: Make a plan
Weekly Ads. Read the weekly store ads to see what is on sale and which stores have the best prices on the items you need. If you don’t get the weekly ads delivered you can usually view them on the store’s website.
Coupon Matchups. See if you can match coupons to the sale items to get an even better deal! Some websites do this for you. Little Mom on the Prairie provides match-ups for CVS, Walgreens, Wal-Mart and Target.
Price match. Some stores, like Wal-mart, will price match. This means that if grapes are on sale for 99¢/lb at Mejers, you can take the ad to Wal-mart and at checkout tell the cashier that you would like to price match the grapes. Show them the ad and they will sell you the grapes for 99¢/lb versus their higher price.
Make a List! Don’t go to the store without a list. Lists remind you what you came for and keep you from buying items you don’t need.
Rain checks. If your store is out of the sale item, get a rain check! Go to customer service and ask for a rain check for the item you wanted. They will fill out a piece of paper with the item details and price. Then you can come back another day (usually no more than 30 days) and buy that item at the sale price by giving the cashier the rain check. This also gives you more time to gather coupons for the item.
Step 5: Be Savings Smart
10/$10 promotions. You do not have to buy 10 items to get the $1 price! The only exception to this rule is if the ad states that you must! Those times are pretty rare.
Rock-bottom prices. Don’t go out and use your coupon immediately! If you use that 25¢ off toilet paper right away when it’s not on sale you aren’t reaching your saving potential! Wait until toilet paper goes on sale for $1 then use the coupon. If your store doubles coupons then you could get the toilet paper for only 50¢! Matching sales with coupons is getting a great price. Combining sales plus coupons plus another promotion (rebates, double coupons, store coupons) is getting the best price!
“One per Purchase.” I’ve heard this so many times! Most coupons say “one coupon per purchase” somewhere in the fine print. Cashiers will try to tell you that that means you can only use one coupon per transaction/day. This is NOT true! One per purchase means that you can only use one coupon per item purchased! So if you are buying 10 items and have 10 coupons then you can use them all!
Make a Price book. Start paying attention to prices and keep a list of items you regularly buy with the best and regular prices for those items. This will help you when you see that canned veggies are on “sale” for 10/$10 but the regular price is actually 99¢!
Limits. Stores will sometimes put limits on the item to make you think it’s a great price! If cereal is just on sale 2/$4 you might not even notice it. But if it’s on sale 2/$4, limit 2 then you will likely think it’s a great price since they had to put a limit on it.
Watch the cashier. When checking out pay close attention to the price screen to make sure everything rings up at the correct price. Also, make sure that the cashier scans all of your coupons. Coupons sometimes stick together or get dropped or the cashier will scan the coupon but not realize that it didn’t go through. Politely point out that they missed one and they will correct it.
Check your receipt. BEFORE leaving the store look over your receipt to make sure everything rang up correctly and all of your coupons were scanned. If there is a problem take it to customer service immediately so they can fix it. If you leave the store and come back at another time then it might not be fixable.
Step 6: Build your stockpile!
Start slowly. Don’t buy a ton of everything as soon as you get started or you will blow your budget! A stockpile takes time. Set aside a part of your weekly grocery money for stockpiling and do what you can with what you have.
Buy for the future. If an item goes on sale for a great price (or free!) then buy more than you need for just the week. Typically sales go in 12 week cycles so you only need to buy enough for 12 weeks. So, if you eat 1 box of cereal per week then when you find cereal at a rock-bottom price then you should buy 12 boxes. This way you have cheap cereal that will last you until you can buy it at a rock-bottom price again.
Know how much you use, realistically. Start paying attention to how many bottles of shampoo, packs of diapers, boxes of cereal, etc. you and your family use. This will help you to have a better idea of how much you should buy and to not go overboard. If you only eat 1 box of cereal a month then there is really no need to buy more than a few boxes or they will just go to waste.
Donate it. Every deal hunter will eventually go overboard and buy too much of something. If there is no way you will use it before it expires then consider donating the item to a shelter or food pantry. We donate feminine products to our local woman’s shelter, since we get so many for FREE with our coupons.